DearTime

Features DearTime

Do you know?
Only 4 out of 10 Malaysians have life insurance.
Life insurance penetration is low because:1.
Unaffordable: high commission with non-insurance frills like investments and savings.2.
Complicated: long-winded terms and manual process of buying, editing, and claiming.3.
Inaccessible: insurance branches and agents are mostly found in cities and towns only.Through fully digital means, DearTime solves these problems by making insurance:1.
Affordable: no commission, no frills2.
Simple: simple product, simple process3.
Accessible: everyone, everywhereWith DearTime Sponsored Insurance, the first of its kind, you are not just buying insurance for yourself; you are buying it for someone who cannot afford it too.
Together, we are touching one more life.Life insurance is a fundamental right of every life, not a privilege.